Top 3 Mortgage Lenders in Scott Depot

Unity Mortgage Services is one of West Virginia's highest-rated independent mortgage brokers, serving the entire Kanawha Valley region including Scott Depot. With exceptional 4.9-star ratings across multiple platforms, they specialize in personalized service and finding the best loan options for each client's unique situation. Their team of experienced loan officers has deep knowledge of local market conditions throughout Putnam and Kanawha counties, and they're particularly praised for their responsiveness, transparency, and competitive rates on all loan types including specialized VA and USDA rural development loans relevant to the Scott Depot area.

While headquartered in Virginia, Member One Federal Credit Union has expanded to serve members throughout the region including West Virginia, with particularly strong mortgage offerings for Scott Depot residents. As a credit union, they offer highly competitive rates and lower fees than many traditional banks, with a member-focused approach that earns exceptional customer satisfaction ratings. Their mortgage team provides comprehensive guidance through the entire homebuying process, with special expertise in first-time homebuyer programs and construction loans that are valuable in growing areas like Scott Depot. Digital mortgage applications and local loan servicing make them a convenient choice.

Guild Mortgage maintains a strong physical presence in nearby Charleston with dedicated loan officers specifically serving the Scott Depot and Putnam County markets. As a nationally recognized mortgage lender with deep local roots, they combine the resources of a large institution with personalized community banking service. They're particularly noted for their extensive portfolio of loan products including specialized renovation loans and their Guild After Delivery service that provides ongoing support after closing. With multiple experienced loan officers focused on the West Virginia market, they offer reliable expertise in local property types and market conditions throughout the Kanawha Valley region.