Top 3 Mortgage Lenders in Shoals

WesBanco is one of West Virginia's most established regional banks with a strong presence throughout the state, including service to rural areas like Shoals. With over 150 years in banking, their mortgage division offers comprehensive lending services with personalized local service. They have physical branches in nearby counties and are known for their community-focused approach, competitive rural housing loans, and expertise in USDA loans which are particularly relevant for Shoals area residents.

Cardinal Financial is a highly-rated mortgage lender that serves all of West Virginia, including rural communities like Shoals. They specialize in working with borrowers across the state and have particular expertise with USDA rural development loans that are ideal for the Shoals area. Their digital mortgage process combined with local loan officer support makes them accessible to remote communities. They're known for competitive rates and excellent customer service throughout the mortgage process.

Paramount Financial is a West Virginia-based mortgage lender that specializes in serving communities throughout the state, including rural areas like Shoals. They have extensive experience with USDA rural housing loans and FHA programs that are well-suited for the region. As a local West Virginia company, they understand the unique needs of rural homebuyers and offer personalized service with local decision-making. Their construction-to-permanent loans are particularly valuable for areas with limited housing inventory.