Top 3 Mortgage Lenders in Sophia

New American Funding is a highly-rated national mortgage lender with a strong local presence in West Virginia through their Beckley branch, which serves the Sophia area. They are particularly noted for their excellent customer service and diverse loan portfolio, including specialized programs for first-time homebuyers. Their local loan officer, Jason Totten, has nearly two decades of experience serving Southern West Virginia communities and maintains exceptional customer ratings for responsiveness and expertise in rural property financing.

As West Virginia's largest community bank headquartered in the state, City National Bank has deep roots in serving Southern West Virginia communities including Sophia. They offer personalized mortgage services through experienced local bankers who understand the unique aspects of West Virginia real estate. The bank is particularly praised for their competitive rates, local decision-making authority, and comprehensive understanding of rural property financing needs. Their long history and community-focused approach make them a trusted choice for Sophia area homebuyers.

Movement Mortgage has established a strong reputation in West Virginia for their efficient loan processing and excellent customer service. While they operate as a national lender, they maintain dedicated local loan officers who specifically serve the Southern West Virginia region, including Sophia and surrounding communities. They are particularly noted for their streamlined digital mortgage process combined with local expertise, offering competitive rates and specialized knowledge of USDA rural development loans that are highly relevant to the Sophia area. Their commitment to quick closings and responsive service has earned them high customer satisfaction ratings.