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Spencer, WV

Top 3 Mortgage Lenders in Spencer

Compare verified mortgage lenders serving Spencer, West Virginia. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
1200+
Reviews
8
Loan Types

Available Loan Programs in Spencer

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction Loans
Reverse Mortgages

Featured Mortgage Lenders

1

New American Funding

New American Funding

★★★★☆
4.7/5

New American Funding is a top-rated mortgage lender with a strong presence in West Virginia, serving Spencer and surrounding areas. Known for competitive rates and exceptional customer service, they specialize in a wide range of loan products including government-backed options. Their high ratings stem from a commitment to transparency, quick processing times, and personalized support for first-time homebuyers and investors alike. With over two decades of experience, they have built a reputation for reliability and community involvement in the region.

Experience:21 years
Reviews:450 customer reviews
300 Virginia Street East, Charleston, WV 25301

Loan Types:

ConventionalFHAVAUSDAJumboRefinance
2

Caliber Home Loans

Caliber Home Loans

★★★★☆
4.5/5

Caliber Home Loans is a highly reputable mortgage lender that extends services to Spencer, WV, offering flexible loan solutions and competitive rates. With a focus on customer satisfaction, they provide streamlined processes for purchases and refinances, including specialized programs for veterans and rural homebuyers. Their experienced team ensures personalized guidance, and their strong review ratings reflect consistency in closing loans efficiently. Founded in 2008, they combine innovation with traditional lending expertise to serve West Virginia communities effectively.

Experience:16 years
Reviews:350 customer reviews
1003 Lee Street East, Charleston, WV 25301

Loan Types:

ConventionalFHAVAUSDARefinanceConstruction Loans
3

Fairway Independent Mortgage Corporation

Fairway Independent Mortgage Corporation

★★★★☆
4.8/5

Fairway Independent Mortgage Corporation is a premier lender with deep roots in West Virginia, including service to Spencer. Renowned for their competitive rates and outstanding customer service, they offer a comprehensive suite of loan options and are particularly praised for their efficiency and support throughout the mortgage process. With nearly three decades in business, they have earned high marks for reliability, community engagement, and helping borrowers achieve homeownership with tailored solutions. Their local presence in Charleston ensures accessible, personalized service for clients in rural areas like Spencer.

Experience:28 years
Reviews:400 customer reviews
500 Virginia Street East, Charleston, WV 25301

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceReverse Mortgages

Why Choose a Mortgage Lender in Spencer?

Local Market Knowledge

Lenders who understand Spencer's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in West Virginia.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Spencer and get competitive rates on your home loan.