Top 3 Mortgage Lenders in Stanaford

City National Bank of West Virginia is a premier community bank with deep roots in southern West Virginia, serving the Stanaford area for nearly 30 years. As a locally-owned and operated institution, they offer personalized mortgage services with competitive rates and exceptional customer care. Their experienced loan officers, like Jason McClure, are known for their expertise in rural housing programs and first-time homebuyer assistance. The bank maintains an outstanding 4.8-star rating across multiple review platforms, with customers consistently praising their responsive service, local decision-making, and seamless closing processes. Their commitment to the Beckley/Stanaford community makes them a top choice for residential mortgages.

First Community Bank has built an exceptional reputation throughout southern West Virginia with their dedicated mortgage division serving Stanaford residents. With a 4.7-star rating and over 120 reviews, they're praised for their competitive rates and local underwriting expertise. The bank specializes in both traditional and government-backed loans, with particular strength in VA and USDA rural development loans perfect for the Stanaford area. Their mortgage team provides personalized guidance through every step of the homebuying process, and as a community bank, they offer the advantage of local decision-making and flexible loan terms. Customers frequently highlight their transparent communication and efficient closing timelines.

Truist Bank maintains a strong physical presence in Beckley just minutes from Stanaford, combining national resources with local service expertise. With nearly 200 reviews and a 4.6-star rating, their mortgage team receives consistent praise for competitive rate offerings and professional service. As a major financial institution formed from the merger of BB&T and SunTrust, they offer comprehensive mortgage products with the stability of a large bank while maintaining personalized local service. Their digital mortgage application process is particularly noted for its efficiency, and they offer special programs for first-time homebuyers and medical professionals. The local branch staff have deep knowledge of the southern West Virginia housing market and provide reliable guidance throughout the mortgage process.