Top 3 Mortgage Lenders in Winona

WV Central Credit Union is a highly-rated local financial institution serving multiple counties in central West Virginia, including the Winona area. As a member-owned cooperative, they offer personalized mortgage services with competitive rates and flexible terms. Their mortgage team provides one-on-one guidance through the entire home buying process, with special expertise in rural housing loans and first-time homebuyer programs. The credit union is known for its exceptional customer service, local decision-making, and commitment to the communities they serve.

United Bank is a well-established regional bank with a strong presence throughout West Virginia, including service to the Winona area through their Clay branch. With decades of experience in mountain state lending, they understand the unique needs of rural West Virginia homebuyers. United Bank offers a comprehensive range of mortgage products with competitive rates and has built a reputation for reliable service and local expertise. Their mortgage officers are known for providing personalized attention and guiding customers through complex financing situations.

New American Funding is a national mortgage lender with licensed loan officers serving West Virginia, including the Winona area. They have received numerous industry awards for their innovative lending solutions and excellent customer service. Specializing in both purchase and refinance loans, they offer unique programs like their "Black Homeownership Initiative" and flexible underwriting for self-employed borrowers. Their local West Virginia loan officers understand the regional market and provide personalized service with the backing of a large, well-capitalized lender known for competitive rates and efficient processing.