Top 3 Mortgage Lenders in Black River Falls

Royal Credit Union stands as the premier local mortgage lender in Black River Falls with deep community roots and exceptional customer satisfaction ratings. As a member-owned financial cooperative, they offer highly competitive rates and personalized service through their local branch. Their mortgage team specializes in rural and small-town financing, including USDA loans which are particularly relevant for the Black River Falls area. With over 85 years serving Wisconsin communities, they provide comprehensive mortgage solutions with local underwriting and decision-making, ensuring a smooth home financing process for Jackson County residents.

Waterstone Mortgage has built an outstanding reputation throughout western Wisconsin with multiple offices serving the Black River Falls area. As a direct mortgage lender with in-house underwriting and funding, they offer competitive rates and efficient closing processes. Their experienced loan officers specialize in both urban and rural property financing, with particular expertise in USDA rural development loans that benefit Black River Falls homebuyers. With numerous local banking partnerships and over two decades of service, they provide exceptional personalized attention while maintaining the resources of a major mortgage lender.

Fairway Independent Mortgage maintains a strong presence in central Wisconsin with dedicated local loan officers serving Black River Falls and Jackson County. Consistently ranked among the top mortgage lenders nationally, they combine extensive product options with local expertise. Their team specializes in navigating the unique aspects of rural Wisconsin real estate, including well and septic considerations and agricultural property elements. With competitive rates and a reputation for exceptional customer service, they've earned numerous industry awards and maintain one of the highest customer satisfaction ratings in the mortgage industry.