Top 3 Mortgage Lenders in Clear Lake

Home State Bank is a highly-rated community bank with deep roots in Polk County and strong presence throughout Northwestern Wisconsin, including Clear Lake. With over a century of service, they offer personalized mortgage solutions and local decision-making. Their exceptional 4.8 rating reflects outstanding customer service, competitive rates, and deep understanding of rural and small-town property financing needs in the region.

Royal Credit Union serves multiple communities throughout Western Wisconsin, including Clear Lake residents, with their comprehensive mortgage lending services. They maintain a 4.7 rating due to their competitive rates, extensive first-time homebuyer programs, and exceptional member service. As a not-for-profit financial cooperative, they often offer lower fees and more flexible terms than traditional banks.

CrossCountry Mortgage has established a strong presence in Northwestern Wisconsin with local loan officers serving the Clear Lake area. Their exceptional 4.9 rating comes from providing personalized service, competitive rates, and a wide variety of loan products. They specialize in both purchase and refinance transactions with efficient processing and local expertise combined with national lending capabilities.