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Gresham, WI

The Best Mortgage Lenders in Gresham, WI

Compare verified mortgage lenders serving Gresham, Wisconsin. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
470+
Reviews
12
Loan Types

Available Loan Programs in Gresham

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
First-time Homebuyer
Construction-to-Permanent
Home Equity
Renovation
Investment Properties

Featured Mortgage Lenders

1

Mortgage Department

Bay Credit Union

★★★★☆
4.8/5

Bay Credit Union stands out as one of northeastern Wisconsin's most trusted mortgage lenders with over 85 years of service. While headquartered in Appleton, they serve clients throughout the region including Gresham area residents. They consistently earn exceptional ratings for personalized service, competitive rates, and their comprehensive range of loan options. Their mortgage team includes experienced professionals who provide local decision-making and in-house processing, ensuring a smooth experience from application to closing. Their strong community focus and member-owned structure make them particularly attentive to customer needs.

Experience:15 years
Reviews:150 customer reviews
1461 South Oneida Street, Appleton, WI 54915

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstructionFirst-time Homebuyer
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2

Mortgage Services

Associated Bank

★★★★☆
4.6/5

As one of Wisconsin's largest banks with deep roots in the state, Associated Bank maintains a strong presence throughout central and northeastern Wisconsin, including service to Gresham area borrowers. They receive high marks for their extensive mortgage expertise, digital convenience combined with local relationship banking, and competitive pricing. Their mortgage specialists understand the unique aspects of Wisconsin's housing market and offer specialized programs for first-time buyers, rural properties, and construction loans. With multiple branches throughout the region, they provide accessible in-person service when needed.

Experience:20 years
Reviews:200 customer reviews
200 North Adams Street, Green Bay, WI 54301

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentRefinanceHome Equity
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3

Mortgage Division

Cornerstone Home Lending

★★★★☆
4.7/5

Cornerstone Home Lending operates a successful Wisconsin division that serves clients across the state, including the Gresham area. They've built an outstanding reputation for exceptional customer service, efficient processing, and creative loan solutions. Their local loan officers have deep knowledge of Wisconsin's varied housing markets, from urban centers to rural communities. Customers consistently praise their responsiveness, transparency throughout the process, and ability to handle complex financing scenarios. As a mortgage-focused company rather than a traditional bank, they bring specialized expertise and often more flexible underwriting to the table.

Experience:12 years
Reviews:120 customer reviews
2310 South Oneida Street, Green Bay, WI 54304

Loan Types:

ConventionalFHAVAUSDAJumboRenovationRefinanceInvestment Properties
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Frequently Asked Questions

Common questions about mortgage lending in Gresham, WI

What are the current mortgage rates like for homes in Gresham, WI, and are they different from larger Wisconsin cities?

Mortgage rates in Gresham are generally aligned with national and state averages, but borrowers may find slightly higher rates or different lender availability compared to major metro areas like Milwaukee or Green Bay due to the rural nature of Shawano County. It's crucial to shop around with local credit unions, like CoVantage Credit Union, and regional banks that understand the local market, as they often offer competitive terms for the area.

Are there any down payment assistance or first-time homebuyer programs specifically for purchasing a home in Gresham?

Yes, Gresham homebuyers can access statewide Wisconsin programs like WHEDA (Wisconsin Housing and Economic Development Authority) loans, which offer competitive rates, low down payments, and down payment assistance for eligible borrowers. These programs are particularly valuable in Gresham's market, where median home prices are accessible, making the assistance go further for qualifying first-time or repeat buyers.

How does the appraisal process work for a home in a rural area like Gresham, and what unique challenges might arise?

Appraisals in Gresham can be more complex due to the scarcity of recent, comparable home sales ("comps") in the immediate area. Appraisers may need to look at properties in a wider radius, including nearby towns like Shawano or Bonduel, which can sometimes affect the appraised value. It's wise to work with a lender experienced in rural properties who can guide you through this process.

What should I know about property taxes and insurance when getting a mortgage in Gresham, WI?

Property taxes in Gresham (within Shawano County) are a significant part of your monthly payment and can vary. It's important to get an accurate estimate from the local assessor's office. For insurance, due to Gresham's location, lenders will require coverage that includes specific considerations for rural properties, such as well and septic system coverage, which can differ from policies in urban areas.

Are USDA Rural Development loans a common and good option for mortgages in Gresham, Wisconsin?

Absolutely. Given Gresham's designation as a rural area, USDA loans are an excellent and popular option for eligible borrowers. These loans offer 100% financing (no down payment) and often feature competitive interest rates. Most of Gresham and Shawano County qualifies, making it a top program for buyers looking at homes in the area who meet income eligibility requirements.

Nearby Cities

Explore mortgage lenders in cities near Gresham, WI

Why Choose a Mortgage Lender in Gresham?

Local Market Knowledge

Lenders who understand Gresham's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Wisconsin.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Gresham and get competitive rates on your home loan.