Top 3 Mortgage Lenders in Hammond

Royal Credit Union stands out as one of western Wisconsin's most trusted mortgage lenders with exceptional customer satisfaction ratings. As a member-owned financial cooperative, they offer highly competitive rates and personalized service for Hammond area homebuyers. Their mortgage team specializes in first-time homebuyer programs and offers flexible underwriting with local decision-making. With multiple branches throughout the region and deep community involvement, RCU provides the combination of digital convenience and local expertise that makes them a top choice for St. Croix County residents.

Affinity Plus Federal Credit Union has built an outstanding reputation for mortgage lending throughout western Wisconsin and the Twin Cities metro area. While based in Minnesota, they actively serve Hammond and St. Croix County with competitive rates and exceptional member service. Their mortgage specialists are known for guiding borrowers through the entire process with transparency and expertise. The credit union offers special first-time homebuyer programs with low down payment options and provides digital mortgage tools alongside personalized local service, making them a preferred choice for Wisconsin homebuyers seeking quality financing.

Waterstone Mortgage is a Wisconsin-based premier mortgage lender with a strong statewide presence and exceptional service reputation. As a direct lender with in-house underwriting and funding, they offer streamlined processing and competitive rates for Hammond area borrowers. Their experienced loan officers specialize in both purchase and refinance transactions with particular expertise in construction loans and jumbo financing. With deep roots in Wisconsin communities and consistently high customer satisfaction ratings, Waterstone provides the local expertise and national capabilities that make them a top regional mortgage provider serving St. Croix County.