Top 3 Mortgage Lenders in Houlton

Royal Credit Union is one of Wisconsin's most highly-rated mortgage lenders with extensive experience serving the Houlton area and surrounding St. Croix County. As a member-owned financial cooperative, they offer exceptionally competitive rates and personalized service. Their mortgage team specializes in helping rural and small-town homebuyers navigate various loan programs, including USDA loans which are particularly relevant for Houlton residents. With numerous local branches and deep community roots, they provide comprehensive mortgage services with outstanding customer satisfaction ratings and local decision-making.

Associated Bank has a strong regional presence throughout western Wisconsin and provides comprehensive mortgage services to Houlton residents. As one of Wisconsin's largest banks, they offer the stability of a major financial institution combined with local expertise. Their mortgage specialists are particularly skilled at serving rural communities and understand the unique needs of St. Croix County homebuyers. They offer competitive rates, multiple loan options including specialized rural lending programs, and have earned high marks for their responsive service and streamlined application process.

Guild Mortgage maintains a strong local presence in western Wisconsin with dedicated loan officers serving the Houlton area. As a nationwide lender with deep local roots, they combine extensive resources with personalized service. They are particularly noted for their expertise in government-backed loans including VA and USDA programs, which are excellent options for Houlton homebuyers. Guild receives consistently high ratings for their educational approach, transparent process, and ability to close loans efficiently. Their long-standing reputation and commitment to community lending make them a top choice for St. Croix County residents.