The Best Mortgage Lenders in Kellnersville, WI
Compare verified mortgage lenders serving Kellnersville, Wisconsin. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Kellnersville
Featured Mortgage Lenders
Mike Schwoerer
Associated Bank Mortgage
Associated Bank is one of Wisconsin's largest and most established financial institutions with deep roots in the Manitowoc County area. They have consistently high customer satisfaction ratings for their mortgage services, particularly praised for their local decision-making and personalized service. Their long-standing presence in eastern Wisconsin means they understand the unique needs of rural communities like Kellnersville. Customers highlight their competitive rates, smooth closing processes, and knowledgeable local loan officers who provide face-to-face service throughout the mortgage journey.
Loan Types:
Tim Taddy
Investors Community Bank Mortgage
Investors Community Bank has built an exceptional reputation for mortgage lending throughout eastern Wisconsin, with particular expertise in serving rural and agricultural communities. They are highly rated for their competitive rates and exceptional customer service, with many reviews praising their responsiveness and attention to detail. Their specialization in agricultural and rural property financing makes them an ideal choice for Kellnersville residents. The bank has consistently received top ratings for customer satisfaction and is known for their local underwriting and quick turnaround times.
Loan Types:
Credit Union of Wisconsin Mortgage Department
Credit Union of Wisconsin
Credit Union of Wisconsin serves multiple counties in eastern Wisconsin including Manitowoc County where Kellnersville is located. They receive consistently excellent reviews for their mortgage services, particularly noted for competitive rates and fees as a not-for-profit institution. Members praise their personalized service, educational approach to first-time homebuyers, and streamlined digital mortgage process. Their local membership base and community-focused approach make them particularly attuned to the needs of Kellnersville area residents, with many customers highlighting their patience and willingness to explain all options thoroughly.
Loan Types:
Frequently Asked Questions
Common questions about mortgage lending in Kellnersville, WI
What are the current mortgage rates like in Kellnersville, WI, and how do they compare to state or national averages?
Mortgage rates in Kellnersville are typically very close to the national average, as it's a small, rural community. However, local lenders like banks and credit unions in Manitowoc County may offer competitive, personalized rates. It's always wise to compare offers from a local institution with online lenders to ensure you get the best deal for your specific situation.
Are there any down payment assistance programs specifically for buyers in Kellnersville or Manitowoc County?
Yes, the Wisconsin Housing and Economic Development Authority (WHEDA) offers statewide programs like the WHEDA Advantage and WHEDA Conventional loans, which provide competitive rates and low down payment options. These are accessible to Kellnersville buyers. Additionally, checking with local Manitowoc County lenders may reveal unique local grants or assistance programs for first-time homebuyers.
How does the appraisal process work for a home in a small, rural town like Kellnersville?
Appraisals in Kellnersville can be challenging due to fewer comparable home sales ("comps"). An appraiser will look at recent sales in Kellnersville and similar nearby rural communities in Manitowoc County. Unique property features like acreage, outbuildings, or well/septic systems are carefully evaluated, which can sometimes lead to a longer process or the need for a specialized rural appraiser.
What should I know about getting a mortgage for a home with acreage or a farmette near Kellnersville?
Financing properties with significant acreage (typically over 10 acres) often requires a different loan product, such as a rural or agricultural loan, rather than a standard conventional mortgage. Lenders will scrutinize the land's value and its use. It's crucial to work with a local lender familiar with Manitowoc County's rural properties to navigate these specific requirements and available programs.
As a first-time homebuyer in Kellnersville, what local resources or lenders should I consult?
Start by consulting local community banks and credit unions in Manitowoc County, such as those in nearby Manitowoc or Two Rivers, as they have deep knowledge of the Kellnersville market. You should also connect with a HUD-approved housing counselor in Wisconsin who can guide you through WHEDA programs and the overall process, ensuring you understand all your options in this affordable rural market.
Nearby Cities
Explore mortgage lenders in cities near Kellnersville, WI
Why Choose a Mortgage Lender in Kellnersville?
Local Market Knowledge
Lenders who understand Kellnersville's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Wisconsin.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Kellnersville and get competitive rates on your home loan.