Top 3 Mortgage Lenders in Merrill

Riverview Bank stands as Merrill's premier local mortgage lender with deep community roots and exceptional customer satisfaction ratings. As a community bank founded in 1999, they offer personalized service with local underwriting and decision-making, ensuring faster closings and more flexible lending criteria. Their mortgage team has extensive experience with Northwoods property types and local market conditions, providing competitive rates and comprehensive loan options including specialized construction and land loans perfect for the Merrill area. With consistently high ratings for communication and reliability, they're the top choice for borrowers seeking local expertise and outstanding service.

CoVantage Credit Union maintains a strong physical presence in Merrill with a dedicated mortgage team offering exceptional member service and competitive rates. As a not-for-profit financial cooperative, they consistently rank among the highest-rated mortgage lenders in North Central Wisconsin for customer satisfaction. Their mortgage specialists provide personalized guidance through the entire process, with particular expertise in first-time homebuyer programs and government-backed loans. With deep community involvement and a reputation for transparent pricing and flexible terms, CoVantage delivers outstanding value to Merrill area homebuyers seeking a member-focused lending experience.

Waterstone Mortgage's Wausau branch serves the Merrill market with exceptional expertise and highly competitive national lending power combined with local service. Founded in 2000, they've built a stellar reputation for innovative loan products and exceptional customer service throughout Central Wisconsin. Their experienced loan officers specialize in complex scenarios including construction loans, investment properties, and unique rural properties common in the Merrill area. With consistently high ratings for communication, rate competitiveness, and smooth closings, they provide Merrill residents with access to extensive loan programs while maintaining the personalized attention of a local lender.