The Best Mortgage Lenders in Peshtigo, WI
Compare verified mortgage lenders serving Peshtigo, Wisconsin. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Peshtigo
Featured Mortgage Lenders
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation is a highly-rated national lender with a strong local presence in Green Bay, serving Peshtigo and surrounding areas. Known for exceptional customer service, competitive rates, and a wide range of loan options, they have built a reputation for reliability and personalized mortgage solutions. With over 28 years in business, they excel in guiding clients through the home financing process, making them a top choice for homebuyers in northeastern Wisconsin.
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Guaranteed Rate
Guaranteed Rate, Inc.
Guaranteed Rate is a leading digital mortgage lender with a local office in Green Bay that actively serves Peshtigo residents. They are praised for their technology-driven approach, which streamlines the mortgage process, offering fast approvals and competitive rates. With 24 years of experience, high customer ratings, and a comprehensive suite of loan products, they provide efficient and transparent service, making home financing accessible and straightforward for clients in the region.
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Movement Mortgage
Movement Mortgage, LLC
Movement Mortgage is a well-regarded lender with a branch in Neenah that serves Peshtigo and the broader northeastern Wisconsin area. They focus on community involvement and customer satisfaction, offering a variety of loan types with competitive terms. Founded in 2008, they have built a strong track record for reliability and responsive service, helping homeowners navigate mortgages with ease and professionalism. Their commitment to local support and ethical lending practices makes them a trusted option.
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Frequently Asked Questions
Common questions about mortgage lending in Peshtigo, WI
Are there any local or county-specific first-time homebuyer assistance programs available in Peshtigo, WI?
Yes, Marinette County, where Peshtigo is located, offers the Marinette County Housing Authority's First-Time Homebuyer Program. This program can provide down payment and closing cost assistance in the form of a deferred, forgivable loan. Eligibility is based on income and the purchase of a home within the county, making it a valuable resource for qualifying Peshtigo buyers.
How does Peshtigo's location in a rural area affect my mortgage options?
Peshtigo's rural designation makes you eligible for USDA Rural Development loans, which are a significant advantage. These loans offer 100% financing (no down payment) for eligible borrowers and properties, often feature competitive interest rates, and have more flexible credit guidelines than conventional loans, which is ideal for the area.
What is a typical down payment needed for a home in Peshtigo's market?
While 20% down is standard to avoid private mortgage insurance (PMI), many local lenders work with buyers on programs requiring as little as 3% to 5% down for conventional loans, especially with first-time buyer programs. Given Peshtigo's relatively affordable median home price compared to state averages, saving for a down payment is often more achievable here.
Does living near the Peshtigo River or other flood zones impact the mortgage process?
Yes, if the property is in a designated Special Flood Hazard Area (SFHA), your lender will require you to purchase flood insurance as a condition of the mortgage. This is a crucial and mandatory cost to factor in. An early review of the property's FEMA flood map designation is highly recommended during your home search.
Are property taxes in Peshtigo generally higher or lower than the Wisconsin average, and how does that affect my mortgage?
Property taxes in Marinette County and Peshtigo are typically close to or slightly below the state average. Lenders will calculate your estimated property taxes (based on the assessed value and local mill rate) and include them in your monthly escrow payment, which is part of your total monthly mortgage payment (PITI). Accurate tax estimates are key for budgeting.
Why Choose a Mortgage Lender in Peshtigo?
Local Market Knowledge
Lenders who understand Peshtigo's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Wisconsin.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Peshtigo and get competitive rates on your home loan.