The Best Mortgage Lenders in Plymouth, WI
Compare verified mortgage lenders serving Plymouth, Wisconsin. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Plymouth
Featured Mortgage Lenders
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation is a top-rated lender known for its exceptional customer service and competitive rates. With over 28 years in business, they have a strong presence in Wisconsin and serve the Plymouth area through their Appleton branch. They are highly regarded for their personalized approach, fast closings, and extensive loan options, earning numerous industry awards and high customer satisfaction ratings for their reliability and community involvement.
Loan Types:
Guaranteed Rate
Guaranteed Rate
Guaranteed Rate is a nationally recognized mortgage lender with a robust local presence in Wisconsin, serving Plymouth residents through their Brookfield office. Founded in 2000, they are praised for their innovative digital platform, competitive rates, and efficient loan processing. With high customer ratings for transparency and support, they offer a wide range of loan products and have a reputation for making the mortgage process straightforward and stress-free.
Loan Types:
Movement Mortgage
Movement Mortgage
Movement Mortgage is a highly-rated lender with a strong commitment to customer service and community engagement. Serving the Plymouth area from their Madison location, they have built a reputation for fast closings, competitive rates, and a personal touch since 2008. Their focus on local relationships and a variety of loan options has earned them consistent high reviews for reliability and satisfaction, making them a trusted choice for homebuyers in Wisconsin.
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Frequently Asked Questions
Common questions about mortgage lending in Plymouth, WI
What are the current mortgage rates like in Plymouth, WI, and how do they compare to state or national averages?
Mortgage rates in Plymouth typically align closely with Wisconsin state averages, which are often slightly below the national average due to the state's stable housing market. As of recent trends, rates in Sheboygan County are competitive, but it's always best to get quotes from multiple local lenders, including community banks and credit unions in Plymouth, which may offer special promotions.
Are there any down payment assistance programs specifically for homebuyers in Plymouth or Sheboygan County?
Yes, the Wisconsin Housing and Economic Development Authority (WHEDA) offers statewide programs, but local buyers should also explore the Sheboygan County Housing Authority, which may administer additional assistance. Some local lenders in Plymouth also partner with WHEDA to offer favorable terms and grants for eligible first-time and repeat homebuyers in the area.
How does the appraisal process work in Plymouth, given its mix of historic downtown homes and newer developments?
Appraisals in Plymouth require appraisers familiar with the local market nuances, such as the value of well-maintained historic homes near the downtown square versus newer subdivisions. They will compare similar properties in Plymouth and surrounding towns, ensuring the valuation reflects local trends, including the desirability of the Plymouth School District and proximity to amenities like the Plymouth Arts Center.
What should I know about property taxes and insurance when budgeting for a mortgage in Plymouth, WI?
Property taxes in Plymouth and Sheboygan County are a key factor, with rates typically around 2% to 2.5% of assessed value, varying by specific municipality. For insurance, consider that while Plymouth isn't in a high-risk flood zone, lenders may still require coverage for weather-related risks common in Wisconsin, such as winter damage, which can influence your total monthly payment.
Are there special mortgage considerations for buying a home in Plymouth's rural outskirts versus within city limits?
Yes, if you're buying in the rural areas outside Plymouth city limits, such as in the township, you may need a well and septic inspection, which can affect loan approval (especially for USDA loans, which are popular in these areas). Additionally, lenders might have different requirements for properties on private roads or with larger acreage, so discuss these details early with a local mortgage professional familiar with Sheboygan County.
Why Choose a Mortgage Lender in Plymouth?
Local Market Knowledge
Lenders who understand Plymouth's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Wisconsin.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Plymouth and get competitive rates on your home loan.