Top 3 Mortgage Lenders in Saint Croix Falls

Royal Credit Union stands out as the premier local mortgage lender in Saint Croix Falls with deep community roots and exceptional customer satisfaction ratings. As a member-owned financial cooperative, they offer highly competitive rates and personalized service that larger national lenders can't match. Their mortgage specialists provide comprehensive guidance through the entire home financing process, from pre-approval to closing. With multiple loan programs including specialized options for first-time homebuyers and flexible qualification standards, RCU has earned numerous local awards for customer service and maintains an A+ rating with the Better Business Bureau. Their physical presence in Saint Croix Falls ensures convenient in-person support throughout the mortgage process.

Associated Bank provides robust mortgage lending services in Saint Croix Falls with a strong regional presence throughout Wisconsin and Minnesota. As an established financial institution with deep roots in the Midwest, they offer competitive mortgage products with local underwriting and decision-making. Their experienced loan officers specialize in both purchase and refinance transactions, with particular expertise in rural properties common to the Saint Croix Valley area. Associated Bank receives high marks for their responsive communication, streamlined application process, and ability to close loans efficiently. They maintain strong relationships with local real estate professionals and offer specialized programs for vacation homes and investment properties in the popular Saint Croix River region.

Waterstone Mortgage has established itself as a top-rated mortgage lender serving the Saint Croix Falls area with exceptional customer satisfaction and competitive financing options. While headquartered in Pewaukee, Wisconsin, they maintain strong presence throughout the state with dedicated local loan officers familiar with the Saint Croix Valley market. Waterstone receives consistently high ratings for their transparent process, competitive rates, and expertise in both conventional and government-backed loans. They're particularly noted for their construction lending expertise, which is valuable in the growing Saint Cro Falls area. Their digital mortgage platform combined with personalized service from experienced professionals makes them a popular choice for both first-time and experienced homebuyers in western Wisconsin.