Top 3 Mortgage Lenders in Scandinavia

Royal Credit Union stands out as one of Wisconsin's premier mortgage lenders with exceptional service ratings and strong community presence throughout central and western Wisconsin. While based in Eau Claire, they actively serve the Scandinavia area with competitive rates and personalized service. Their mortgage team receives consistent praise for transparent communication, local underwriting decisions, and guiding borrowers through the entire process. As a member-owned financial cooperative, they prioritize customer satisfaction over profits and offer special first-time homebuyer programs and construction loans that are particularly valuable in rural areas like Scandinavia.

Citizens State Bank has been serving central Wisconsin communities for over a century, with deep roots in the region surrounding Scandinavia. Their mortgage department earns high marks for local decision-making, understanding rural property needs, and providing competitive rates specifically tailored to the Waupaca County area. Customers consistently praise their knowledgeable loan officers who provide personalized attention and understand the unique aspects of rural Wisconsin properties. Their construction-to-permanent loan programs are particularly popular in the Scandinavia area where new home construction is common.

North Shore Bank maintains a strong presence throughout eastern and central Wisconsin, including service to the Scandinavia community. They receive excellent ratings for their mortgage services, particularly for rural properties and construction lending. Their local loan officers understand the specific needs of Waupaca County homebuyers and offer competitive rates with flexible terms. Customers frequently mention their efficient processing, clear communication throughout the loan process, and expertise with USDA rural development loans that benefit Scandinavia area borrowers. Their century-long history in Wisconsin banking demonstrates stability and commitment to the communities they serve.