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Shiocton, WI

The Best Mortgage Lenders in Shiocton, WI

Compare verified mortgage lenders serving Shiocton, Wisconsin. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
604+
Reviews
8
Loan Types

Available Loan Programs in Shiocton

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
HELOC

Featured Mortgage Lenders

1

Mortgage Department

Fox Communities Credit Union

★★★★☆
4.8/5

Fox Communities Credit Union is one of the most highly-rated financial institutions serving the Shiocton area with exceptional mortgage services. As a longstanding community-focused credit union with over 80 years of service, they offer personalized mortgage solutions with competitive rates and local decision-making. Their mortgage team receives consistently outstanding reviews for their knowledgeable guidance through the entire home loan process, from application to closing. With multiple branch locations throughout the Fox Valley region and deep roots in local communities, they provide the convenience of local service combined with the resources of a major financial institution. Their extensive loan product portfolio includes specialized options for first-time homebuyers and construction loans, making them a top choice for Shiocton area residents.

Experience:85 years
Reviews:285 customer reviews
3300 W College Ave, Appleton, WI 54914

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
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2

Mortgage Lending Division

Associated Bank

★★★★☆
4.6/5

Associated Bank has been serving Wisconsin communities for over a century and maintains a strong presence throughout the Fox Valley region, including Shiocton. As one of the largest banks headquartered in Wisconsin, they offer comprehensive mortgage services with the advantage of local underwriting and decision-making. Their mortgage specialists receive excellent ratings for their professionalism, responsiveness, and ability to navigate complex loan scenarios. With physical branches throughout northeastern Wisconsin and dedicated mortgage offices in Appleton and Green Bay, they provide convenient local access for Shiocton residents. Their long-standing reputation for reliability and extensive experience with rural property financing makes them particularly well-suited for the Shiocton market.

Experience:125 years
Reviews:192 customer reviews
200 N. Richmond Street, Appleton, WI 54911

Loan Types:

ConventionalFHAVAUSDAJumboHELOCRefinance
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3

Mortgage Team

Inlanta Mortgage - Appleton

★★★★☆
4.9/5

Inlanta Mortgage's Appleton/Green Bay office is consistently rated among the top mortgage lenders serving the Shiocton area, with nearly perfect customer satisfaction scores. As a specialized mortgage banking firm with deep Wisconsin roots, they combine the personal service of a local broker with the lending power of a national mortgage bank. Their team of experienced loan officers receives exceptional reviews for their expertise in rural and semi-rural property financing, making them an ideal choice for Shiocton homebuyers. They excel at finding creative solutions for unique property situations and offer highly competitive rates through their diverse investor network. With over 25 years of experience and numerous industry awards, they provide the perfect blend of local expertise and national resources for Shiocton area home financing needs.

Experience:28 years
Reviews:127 customer reviews
4728 S. Packerland Drive, Green Bay, WI 54313

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
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Frequently Asked Questions

Common questions about mortgage lending in Shiocton, WI

Are there any local down payment assistance programs specifically for homebuyers in Shiocton, WI?

While Shiocton itself does not offer a municipal program, homebuyers in Outagamie County can access the WHEDA (Wisconsin Housing and Economic Development Authority) Advantage program. This statewide program offers competitive rates, down payment assistance, and is particularly beneficial for first-time buyers in areas like Shiocton where median home prices are accessible. It's wise to consult a local lender familiar with WHEDA to see if you qualify.

How do property taxes in Shiocton's village limits compare to the surrounding township, and how does this affect my mortgage payment?

Property taxes are typically higher within the incorporated Village of Shiocton compared to the surrounding Town of Shiocton due to additional municipal services. This difference can significantly impact your total monthly mortgage payment, as lenders escrow for taxes. Your lender will use the specific property's tax history to calculate an accurate estimate, so it's crucial to know the exact jurisdiction of any home you're considering.

What are typical mortgage rates and closing costs for lenders serving the Shiocton area?

Mortgage rates in Shiocton are aligned with national and state averages, but you may find slight variations between local community banks, credit unions, and larger national lenders. Closing costs in Wisconsin typically range from 2% to 5% of the loan amount. Working with a local lender familiar with Outagamie County can sometimes provide more personalized service and potentially better terms for the rural and semi-rural properties common here.

Are there special mortgage considerations for buying a home with land or acreage in the Shiocton area?

Yes, purchasing a property with significant acreage (often over 10 acres) or agricultural potential can require a different mortgage approach. Some conventional lenders may have restrictions, and you might need a lender experienced in rural or "non-conforming" properties. The property's appraisal will also be more complex, as it must evaluate the value of the land beyond a standard residential lot, which can affect your loan-to-value ratio.

As a first-time homebuyer in Shiocton, what should I know about the local market competition and financing?

The Shiocton market is less competitive than major metro areas, but well-priced homes in good condition can move quickly. Getting a strong pre-approval from a local lender is essential to make a credible offer. Given the area's more affordable price point, a WHEDA loan can be an excellent tool, as its down payment assistance can help you conserve cash for any immediate repairs or updates older homes in the area might need.

Nearby Cities

Explore mortgage lenders in cities near Shiocton, WI

Why Choose a Mortgage Lender in Shiocton?

Local Market Knowledge

Lenders who understand Shiocton's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Wisconsin.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Shiocton and get competitive rates on your home loan.